Buying a new car

M: I like the brand and the model, but the price is a little more than we can afford right now.
W: I see. Is price the only thing that's stopping you from buying this car?
M: Yeah it is. You see, my wife just got laid off. She's looking for something part-time, but if she doesn't find it soon, I'm not sure we'll be able to make the first few payments.
W: What if I could delay the start of your payments for four months? Would that make a difference?
M: That would help, sure. But I still think the overall price is too high.