Hi, this message is for Ray Cheevers. Mr. Cheevers, this is Patty Paulson from Faulkner Financial Services, returning your call. You wanted to make an appointment on Friday to meet with one of our representatives. I'd like to schedule that for you. How's 11 a.m. at our office, 1221 First Avenue South? Ask for me, Patty, when you come in. We'd like you to arrive about 15 minutes early so you can fill out some financial information for us. You'll need to bring copies of your most recent bills, and information about any investments you have, like stocks, IRAs, real estate, and so on. Also, we'll need an idea of your monthly income and expenses. Could you please call and me know if this time works for you or not? My direct line is 555-8485, and you can leave a message if I'm not in. If you have general questions about our company or what to bring with you, you can call Tricia Townshend at 555-8400, and she'll be more than happy to help you out. I look forward to talking with you, sir, and I'll see you Friday.