Giving a customer information about his bank accounts

— Both our savings and checking accounts pay 5 percent interest on your first $500. On amounts over that, checking pays point-five percent, and savings pays one percent.
— I see. And does either account require a minimum balance?
— For savings, no. The minimum for checking is $100. For amounts under that, we charge a fee of $10 a month.
— OK. And what do I need to do to sign up?